Leave Payout Calculator
Rules and tax figures checked October 2026 (FY2026-27) · No signup — nothing you enter leaves your browser.
This is a leave-only tool: it works out what your unused annual leave and long service leave are worth when employment ends, then estimates the tax and net. It does not include unpaid wages, pay in lieu of notice or redundancy pay — use the Final Pay Calculator for those — and it does not work out ETP tax, which is in the ETP Tax Calculator. Do not treat this figure as your whole final pay.
Leave payout at a glance
| Item | On termination |
|---|---|
| Annual leave | Paid at your base rate, plus 17.5% loading if your award, agreement or contract would have paid it |
| Long service leave | Paid under your state's rules (NSW, VIC, QLD, WA, SA, ACT in this calculator) |
| Personal/carer's leave | $0 — not paid out unless your award, agreement or contract provides otherwise |
| Superannuation | No superannuation is payable on leave payouts on termination |
| ETP | Unused leave is not an employment termination payment (ETP) |
Worked examples
NSW, 10 years, resigned, $1,520 a week
Four weeks of annual leave with loading is $7,144.00. Long service leave is 8.6667 weeks, or $13,173.33. Gross is $20,317.33, estimated tax $6,501.55 and net $13,815.79.
NSW, 10 years, genuine redundancy, $3,000 a week
Four weeks of annual leave with loading is $14,100.00 and long service leave is $26,000.00, so gross is $40,100.00. The stacked marginal tax is $16,127.00, but the 32% redundancy cap holds it to $12,832.00. Net is $27,268.00.
ACT, 6 years, ordinary resignation, $1,520 a week
Two weeks of annual leave with loading is $3,572.00. Long service leave is $0 because an ordinary resignation between 5 and 7 years in the ACT does not qualify. Gross is $3,572.00, tax $1,143.04 and net $2,428.96.
NSW, 3 years, resigned, $1,520 a week, no loading, 1 week from before 18 August 1993
Four weeks of annual leave is $6,080.00 and long service leave is $0. Tax is $1,459.20 on the post-1993 weeks plus a flat $486.40 on the pre-1993 week, $1,945.60 in total. Net is $4,134.40. Pre-1993 splits are rare — most people enter 0.
Frequently asked questions
What is paid out when I leave?
Unused annual leave is paid out at your ordinary pay rate, plus leave loading if your award, agreement or contract would have paid it. Long service leave is paid out only if you meet your state's rules. Unused personal/carer's leave is not paid out unless your award, agreement or contract says so.
Is leave loading paid on the payout?
Only if your award, agreement or contract would have paid it when you took the leave. Most awards pay 17.5% on annual leave. Switch loading off in the calculator if yours does not. Loading applies to annual leave only, not long service leave.
How is long service leave worked out for my state?
NSW, QLD and WA accrue 26/30 of a week per year of service, the ACT 13/15, SA 1.3 weeks per completed year and VIC 52/60 of a week per year. Full payout applies from 10 years in NSW, QLD, WA and SA and from 7 years in VIC and the ACT. Between the pro-rata mark (5 years in NSW and the ACT, 7 years in QLD, WA, SA and VIC) and the full mark it is paid only for a qualifying reason that depends on the state. Below the pro-rata mark nothing is paid.
What if I am dismissed for misconduct?
Dismissal for serious or wilful misconduct pays no long service leave in the pro-rata window in any state, but unused annual leave is still paid out. Once you reach the full long service leave mark (10 years in NSW, QLD, WA and SA; 7 years in VIC and the ACT) it is payable whatever the reason.
Why is personal leave $0?
Personal/carer's leave is there for when you are sick or caring, and it is not an accrued entitlement paid out on termination. Unused personal/carer's leave is not paid out on termination, unless your award, agreement or contract provides otherwise.
How is the tax estimated?
The estimate follows ATO Schedule 7. Post-1993 annual leave and long service leave are stacked on top of your baseline income and taxed at FY2026-27 resident rates plus 2% Medicare, using the extra tax the payout causes. Pre-1993 annual leave and 1978–1993 long service leave are taxed at a flat 32%, and only 5% of pre-1978 long service leave is stacked. LITO, HELP debts, the Medicare levy surcharge and deductions are excluded and settled at your tax return.
Why is redundancy taxed at most 32% on leave?
For a genuine redundancy, tax on the post-1993 leave is the lower of the stacked marginal amount and 32% of that leave. The cap does not apply to other reasons for leaving.
What about leave from before 1993?
Annual leave accrued before 18 August 1993, long service leave accrued from 16 August 1978 to 17 August 1993, and long service leave accrued before 16 August 1978 are taxed differently. These splits are rare, so the advanced fields default to 0. Leave them at 0 unless you know you have pre-1993 leave.
Is super paid on my leave payout?
No. No superannuation is payable on leave payouts on termination.
What if my employment ends by death?
Gross leave is still calculated, but this calculator shows no tax or net figure. Tax is not estimated for death benefits — confirm with the ATO or the estate's adviser.
Method, scope and limits
Tax uses FY2026-27 resident rates plus 2% Medicare on the whole amount. LITO, low-income Medicare phase-in, HELP debts, the Medicare levy surcharge and deductions are excluded. For the ACT, retirement qualifies only at the minimum retiring age (award age, otherwise 65); this calculator does not check your age.
Sources
- Fair Work Ombudsman — Annual leave
- Fair Work Ombudsman — Sick and carer's leave
- ATO — Schedule 7: Tax table for unused leave payments on termination of employment
Rules and tax figures checked October 2026 (FY2026-27) · No signup — nothing you enter leaves your browser.
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Disclaimer: general information and estimates only, not legal, tax or financial advice. Confirm with your employer, your award or agreement, or the ATO.